Professional Liability Insurance

Interior Designers and Home stagers need this coverage to protect them from law suites resulting from their professional services.

This type of insurance is commonly refferd to as errors and omissions insurance or E & O insurance.

Home Stagers Need Professional Liability Insurance

Do I need professional liability?

Yes! A client could sue you for a variety of reasons. Professional liability insurance protects you in the event of a covered claim for a financial loss to a third party.

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Sample Claim #1

A client could claim as a result of your staging work, the home did not sell. Therefore, you could have caused the client a financial loss because they could not sell the property.

What are common exclusions?

A real estate agent could claim that your poor styling work caused a photo shoot to go wrong the photographers will now have to be paid to return to retake shots for the website and print adds

Start Your Quote

1

You need professional liability insurance because people can sue you even if they feel that they suffered a financial loss, such as not being able to sell a home.

2

Errors and omissions insurance (professional liability insurance) protects you frivilous lawsuits and pays for legal defense.

3

Stratum Insurance Agency has policies that offer general and professional liability on one single policy (except in California, they are separate policies).

Disclaimer: Any information shown here is purely for educational purposes. Refer to your policy for details regarding coverage and exclusions. Your usage of this site means that you release Stratum Insurance Agency LLC from any liability as a result of your usage. Remember that this is just a partial list of potential coverages and sample claims. You need to refer to your policy for specific exclusions and policy forms. Any information shown here is purely for educational purposes. Refer to your policy for details regarding coverage and exclusions. Your usage of this site means that you release Stratum Insurance Agency LLC from any liability as a result of your usage.

About the Agency

Stratum Insurance Agency LLC
702-989-8998
949-270-0609
352-404-4445

In CA Lic 0E52066